Disclaimer

NOTE:  You may NOT copy this Disclaimer! It is protected by copyright. Please use this for your own legal forms to protect your own website.

GENERAL INFORMATION

Frugalnook.com (“company”, “I”, “we” or “us”) provides general educational information on various topics on this website as a public service, which should not be construed as professional, financial, real-estate, or advice. These are my personal opinions only.

The term “you” refers to anyone who uses, visits and/or views the website.

Please read this Disclaimer carefully, and I reserve the right to modify it at any time without notice.  By visiting and using this website, you accept and agree to be bound by this Disclaimer along with my Terms and Conditions and Privacy Policy. Your continued use of my website, programs, products and/or services constitutes your acceptance of future changes and updates to this Disclaimer. You must not access or use my website if you do not wish to be bound by this Disclaimer.

DISCLAIMER

All content and information on this website including my programs, products and/or services is for informational and educational purposes only, does not constitute professional advice of any kind and does not establish any kind of professional-client relationship by your use of this website. A professional-client relationship with you is only formed after I have expressly entered into a written agreement with you that you have signed including my fee structure and other terms to work with you in a specific matter. Although I strive to provide accurate general information, the information presented here is not a substitute for any kind of professional advice, and you should not rely solely on this information. Always consult a professional in the area for your particular needs and circumstances prior to making any professional, legal, financial or tax-related decisions.

AFFILIATE / THIRD-PARTY LINKS DISCLOSURE AND DISCLAIMER

I may partner with other businesses or become part of different affiliate marketing programs whose products or services may be promoted or advertised on the website in exchange for commissions and/or financial rewards when you click and/or purchase those products or services through my affiliate links. I will receive a commission if you make a purchase through my affiliate link at no extra cost to you.

I may also recommend other products, services, coaches and consultants but no such reference is intended to be an endorsement or statement that such information provided is accurate. I recommend these based on my personal experiences but it is still your responsibility to conduct your own due diligence to ensure you have obtained complete accurate information about such product, services, coaches and consultants.

I am a participant in the Amazon Services LLC Associates Program, which is an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com.

These affiliate or third-party relationships in no way compromise the integrity of the content, information, services and materials being presented to you here, and you are under no obligation to click on these affiliate links to purchase those products or services being offered. These affiliate programs are selected based on personal experiences and preferences.

Although I provide these affiliate links on the website for your convenience, I have no control over these external websites and they are solely responsible for their own content and information presented.  Therefore, Frugalnook.com and/or its officers, employees, successors, shareholders, joint venture partners or anyone else working with me cannot be held liable or responsible for any content presented on these external websites and for any damages resulting from them.

This disclosure policy applies to all affiliate links I share on my website, social media, emails, programs, products such as courses, ebooks, services and any other means of communication with you.

EARNINGS DISCLAIMER, TESTIMONIALS AND OTHER DISCLAIMERS

I may disclose my income reports and success results of my current or former customers including product reviews and testimonials on the website from time to time. These income reports, product reviews and testimonials are accurate and strictly for informational purposes only.

I share this information as examples to you but it does not serve as a guarantee or promise of any kind for your results and successes if you decide to use the same information, reviews, products, services, tips and techniques offered here.

All the testimonials included on my websites, programs, products and/or services are real-world examples and stories of other people’s experiences with my programs, products and/or services. But they are not intended to serve as a guarantee that you will achieve the same or similar results. Each individual’s performance is different and your results will vary accordingly.

You are encouraged to perform your own due diligence and research and are solely responsible for your earnings and results. Your earning potential and results are contingent upon your personal circumstances, abilities, experience, and skills. Therefore, you agree not to hold me and/or my officers, employees, successors, shareholders, joint venture partners or anyone else working with me liable for any of your successes or failures directly or indirectly related to the information, reports, reviews, products and/or services presented to you here.

NO WARRANTIES

ALL CONTENT, INFORMATION, PRODUCTS AND/OR SERVICES ON THE WEBSITE ARE “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR ANY PURPOSE, EXPRESS OR IMPLIED TO THE FULL EXTENT PERMISSIBLE BY LAW. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONTENT, INFORMATION, MATERIALS, PRODUCTS AND/OR SERVICES PROVIDED ON THIS WEBSITE. COMPANY MAKES NO WARRANTIES THAT THE WEBSITE WILL PERFORM OR OPERATE TO MEET YOUR REQUIREMENTS OR THAT THE INFORMATION PRESENTED HERE WILL BE COMPLETE, CURRENT OR ERROR-FREE. COMPANY DISCLAIMS ALL WARRANTIES, IMPLIED AND EXPRESS FOR ANY PURPOSE TO THE FULL EXTENT PERMITTED BY LAW.

LIMITATION OF LIABILITY

You agree that under no circumstances, I and/or my officers, employees, successors, shareholders, joint venture partners or anyone else working with me shall be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary or any other damages resulting from your use of this website including but not limited to all the content, information, products, services and graphics presented here.

You expressly agree that your use of the website is at your sole risk and that you are solely responsible for the accuracy of the personal and any information you provide, outcome of your actions, personal and business results, and for all other use in connection with the website.

You also expressly agree that I and/or my officers, employees, successors, shareholders, joint venture partners or anyone else working with me shall not be liable to you for any damages resulting from 1) any errors or omissions on the website, delay or denial of any products or services, failure of performance of any kind, interruption in the operation and your use of the website, website attacks including computer virus, hacking of information, and any other system failures; 2) any loss of income, use, data, revenue, profits, business or any goodwill related to the website; 3) any theft or unauthorized access by third party of your information from the website regardless of my negligence; and 4) any use or misuse of the information, products and/or services offered here.

This limitation of liability shall apply whether such liability arises from negligence, breach of contract, tort or any other legal theory of liability. You agree that I provide no express or implied guarantees to you for the content presented here, and you accept that no particular results are being promised to you here.

INDEMNIFICATION

You agree to indemnify and hold the Company and/or its officers, employees, successors, shareholders, joint venture partners or anyone else working with me harmless from all losses, claims, damages, demands, actions, suits, proceedings or judgments, including costs, expenses and reasonable attorneys' fees ("Liabilities") assessed against or otherwise incurred by you arising, in whole or in part, from: (a) actions or omissions, whether done negligently or otherwise, by you, your agents, directors, officers, employees or representatives; (b) all your actions and use of my websites including purchasing programs, products and services; (c) violation of any laws, rules, regulations or ordinances by you; or (d) violation of any terms and conditions of this website by you or anyone related to you; e) infringement by you or any other user of your account of any intellectual property or other rights of anyone. The company will notify you promptly of any such claims or liability and reserves the right to defend such claim, liability or damage at your expense. You shall fully cooperate and provide assistance to me if requested, without any cost, to defend any such claims.

AI CONTENT DISCLAIMER

Artificial Intelligence (AI) Generated Content Disclaimer

At Frugal Nook, I strive to use Artificial intelligence (AI) responsibly. I understand that AI can be used to help create meaningful and engaging content, as well as automate certain aspects of content production.

This website may contain content created by AI or other automated technologies. Such content is provided for informational purposes only and should not be relied upon for any specific purpose without verification of its accuracy or completeness. I may use AI for different purposes in our business and on this website such as to generate content, including but not limited to product description, articles, and other marketing materials . However, it’s important to note that AI output is not always perfect. In some cases, errors may occur due to the complexity of the system or data.

I take all necessary measures to ensure that content produced by AI technology is of the highest possible quality, but I cannot guarantee the accuracy of my AI-generated content. I therefore disclaim any and all liability for any errors or omissions in the content produced by our AI technology, and advise that users exercise caution when relying on such content. 

AI-generated content may contain errors, omissions, inaccuracies, incorrect statements, and outdated information that may adversely affect your use of the website. Furthermore, it may lack the same depth of detail and accuracy that can be provided by knowledgeable humans. Therefore, I cannot guarantee the accuracy of any AI-generated content on this website.

I am not responsible for any consequences resulting from your reliance upon such AI-generated content. You should always use appropriate caution and consult with an expert before relying on automated information or making decisions based on AI-generated content.

I reserve the right to modify or remove any AI-generated content at any time without notice. If you have any questions or concerns about the accuracy of AI-generated content, please contact me at [email protected] for more information. 

By using this website, you agree to these terms and conditions regarding AI-generated content. If you do not agree to these terms, please do not use this website. 

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